Realistically, I do not think that I can retire ever. However, I don't think I am off as bad as the AARP retirement calculator figures. I input that I will retire at age 90, the oldest age it will calculate. It determined that I will have to have 3.5 million to retire. Even I go straight to the most expensive long-term care facility and live ten years, I do not think that I will need 3.5 million.
Try it yourself: