Friday, February 27, 2009
I always pick up change.
Andy Rooney of 60 Minutes did a piece on this very issue. Along the sidewalks of New York City, his crew scattered a few coins. While the quarters always got picked up, the pennies almost never did. But I don't live in New York. I live in Knoxville, Tennessee, where pennies still count. I got a "free" box of Reynolds Wrap at Walgreens a few days ago combining their store coupon with one I had clipped some weeks before. (This was my only purchase besides a prescription.) Of course, I still had to pay the eight cents of tax on the Reynolds Wrap. Most likely the coins I used to pay this tax were the very ones I picked up just a few days earlier, so my acquisition was truly free to me.
I am always wary of stooping down, though. It's sort of suspect behavior. I occasionally get a funny look. When that happens, I think about the short story by Guy de Maupassant that I first read in high school: A Piece of String. If you haven't read it, I just found the entire story on line through ask.com
My husband found this and found it appropriate to this entry:
Sunday, February 22, 2009
Monday, February 16, 2009
Ann has run out of money; so when she goes to a restaurant with a friend, she orders hot water into which she dumps a liberal amount of ketchup. Voila! Tomato soup.
Well, it might be the little things that get some people by, but I have never been tempted by hot, watery ketchup.
However, I am getting into saving a little bit here and there:
I use both sides of paper at work. A lot of what I print is for people within the office and doesn't have to look wonderful, so I just put a big x on the side that I don't want them to be concerned about. Only then do the sheets go into the recycling bin.
If I have an incredibly big copy project, I use the time minding the copy machine practically. There is some weird science that even though the copy time may be a few minutes during which you think you can go do something else, the machine is guaranteed to JAM, so you have to stand there, almost daring it not to jam. Instead of mindlessly standing there, I cut the reams-of-paper wrapping into pieces that I can use for note paper (our paper cutter is next to the copier). Pretty extreme, but it beats simply staring at the copier.
During the summer I try to remember to put a container in the shower to collect the water as it is heating up. Our water heater is not near our shower, so there are some moments before it is ready. However, one deck is right outside our bedroom, and I can use the water for the plants (In July, they can ALWAYS use the water). By the way, kudos to you who use gray water for watering non-edibles. I'm not that efficient. (Wikipedia defines greywater as non-industrial wastewater generated from domestic processes such as dish washing, laundry and bathing. )
Speaking of plants, I am seriously looking into a water collection/irrigation system for our big deck on the roof of our building, maybe even with a drip system. My husband is the gardener, and he spent a significant amount of time and a lot of KUB-processed water to make both our decks look spectacular last year. I think those plants will be just as happy with collected rainwater; and I'll be happier not feeling guilty about my husband up there watering while I'm stretched out on the couch in the air conditioning watching Jeopardy.
Wednesday, February 11, 2009
On May 14, 2007 when the postal service introduced the forever stamp, the postage was $.41. On May 12, 2008 the rate went up to $.42. On May 11 it is going up to $.44.
That's a seven percent increase in two years.
Needless to say, my retirement portfolio has not exactly gone up seven percent in the last two years.
Tuesday, February 10, 2009
All I can write is that I am going to have to find some incredible sense of discipline that I never had to limit my time on Facebook. I am sure that you veterans are laughing, but it's as fun as everyone said it would be.
Maybe I should buy an egg timer and place it by the computer to make sure that I don't spend too much time on Facebook. Or maybe the novelty will wear off. Time will tell . . . Any suggestions?
Sunday, February 8, 2009
The original LipStix ReMix™ is a patent-pending system containing everything you need to Re-Color your lipstick, Recover lipstick in the bottom of the tube and Repair a broken lipstick.
Just Mix, Melt, and Mold—Easy as 1, 2, 3. Finally, an easy way to mix your lipstick and create a professionally shaped lipstick in just minutes.
Disclosurer: the creator of this product is a good friend.
Thursday, February 5, 2009
I work with seniors. One of the most challenging parts of my job is visiting isolated older people. Throughout their lives many of them worked hard at their jobs and worked hard at raising their children.
And then one day they look up, and they are alone.
Their spouses have either died or left them, their children have moved away, and they never did get very close to people at work.
I am deliberately and continually making friends with many people from all sectors of my life. This includes people twenty years younger than I am. Just as one diversifies one's financial portfolio, one should diversify in friend support. It's the best social security net!
Monday, February 2, 2009
And so the cancellations started.
Plans changed. Hours set aside for meetings opened up. This presented a great opportunity to take advantage of capturing that most valuable commodity: time. To many of those who are "thrifty with their time" and use it wisely, this was a great opportunity.
I am not a seasoned driver in the snow and ice. Authorities are warning about the slush-turned-to-black ice and asking people to wait until the sun comes up to get out tomorrow, so I'll be missing my morning workout. However, since I am a morning person I can do some significant work on some coupon filing I haven't done.
I anticipate to write much more on couponing in later blogs. I am slowly learning this fine art from some local masters. Discipline, determination, patience and persistence--never did I think that I would use these words in describing couponing, but apparently it works to realize great savings (and it's fun!).